Credit History

/Tag: Credit History

Tips for Getting Your Mortgage Approved

TIPS FOR GETTING YOUR MORTGAGE APPROVED Applying for and getting your first mortgage can be slightly intimidating for anyone. However, you can avoid a number of the more stressful points and improve your chances of being approved by being prepared. By going into the application process knowing what lenders are looking for and knowing how [...]

By |2018-12-21T20:03:19+00:00December 21st, 2018|Mortgage Tips|0 Comments

Is it Possible to Get a Mortgage With Bad Credit?

Is it Possible to Get a Mortgage With Bad Credit? Throughout life, most people run into a time where money gets tight. Maybe someone gets sick or experiences a job loss, or a reduction in hours, whatever the reason times like this often result in people relying on credit more heavily than they would otherwise. [...]

By |2018-12-21T20:16:30+00:00October 22nd, 2018|Credit Bureau|Comments Off on Is it Possible to Get a Mortgage With Bad Credit?

New Immigrants – Buying your first home.

GETTING PRE-APPROVED BEFORE SHOPPING It’s a good idea to sit down with your mortgage broker/ specialist to discuss your needs and get mortgage pre-approval.  Pre-approval means that your lender commits to giving you a mortgage up to a specified amount, at certain terms and conditions, including the interest rate. This commitment will be valid for a [...]

By |2017-01-04T00:58:57+00:00February 10th, 2014|Uncategorized|0 Comments

My better-than-expected credit score

I decided to get copies of my credit reports and my credit scores because my husband and I will soon be applying for a much bigger mortgage.  I’m glad that I did. It was easy, and the reports from TransUnion and Equifax Canada were very positive – despite my massive line of credit debt.  Your [...]

By |2017-01-04T00:59:03+00:00March 3rd, 2012|Credit Bureau|0 Comments